Personal Finance

Complete personal finance system — budgeting, debt payoff, investing, tax optimization, net worth tracking, and financial independence planning. Use when managing money, building wealth, paying off debt, planning retirement, or optimizing taxes. Zero dependencies.

Query real-time stock prices, basic quote fields, and manage a Markdown watchlist for A-share, Hong Kong, and US stocks. Use when users ask in Chinese or by ticker/code to search stocks, inspect current price and quote basics, or maintain a watchlist stored in a Markdown file.