plaid-fintech
Expert patterns for Plaid API integration including Link token flows, transactions sync, identity verification, Auth for ACH, balance checks, webhook handling, and fintech compliance best practices. Use when: plaid, bank account linking, bank connection, ach, account aggregation.
Best use case
plaid-fintech is best used when you need a repeatable AI agent workflow instead of a one-off prompt.
Expert patterns for Plaid API integration including Link token flows, transactions sync, identity verification, Auth for ACH, balance checks, webhook handling, and fintech compliance best practices. Use when: plaid, bank account linking, bank connection, ach, account aggregation.
Teams using plaid-fintech should expect a more consistent output, faster repeated execution, less prompt rewriting.
When to use this skill
- You want a reusable workflow that can be run more than once with consistent structure.
When not to use this skill
- You only need a quick one-off answer and do not need a reusable workflow.
- You cannot install or maintain the underlying files, dependencies, or repository context.
Installation
Claude Code / Cursor / Codex
Manual Installation
- Download SKILL.md from GitHub
- Place it in
.claude/skills/plaid-fintech/SKILL.mdinside your project - Restart your AI agent — it will auto-discover the skill
How plaid-fintech Compares
| Feature / Agent | plaid-fintech | Standard Approach |
|---|---|---|
| Platform Support | Not specified | Limited / Varies |
| Context Awareness | High | Baseline |
| Installation Complexity | Unknown | N/A |
Frequently Asked Questions
What does this skill do?
Expert patterns for Plaid API integration including Link token flows, transactions sync, identity verification, Auth for ACH, balance checks, webhook handling, and fintech compliance best practices. Use when: plaid, bank account linking, bank connection, ach, account aggregation.
Where can I find the source code?
You can find the source code on GitHub using the link provided at the top of the page.
SKILL.md Source
# Plaid Fintech ## Patterns ### Link Token Creation and Exchange Create a link_token for Plaid Link, exchange public_token for access_token. Link tokens are short-lived, one-time use. Access tokens don't expire but may need updating when users change passwords. ### Transactions Sync Use /transactions/sync for incremental transaction updates. More efficient than /transactions/get. Handle webhooks for real-time updates instead of polling. ### Item Error Handling and Update Mode Handle ITEM_LOGIN_REQUIRED errors by putting users through Link update mode. Listen for PENDING_DISCONNECT webhook to proactively prompt users. ## Anti-Patterns ### ❌ Storing Access Tokens in Plain Text ### ❌ Polling Instead of Webhooks ### ❌ Ignoring Item Errors ## ⚠️ Sharp Edges | Issue | Severity | Solution | |-------|----------|----------| | Issue | critical | See docs | | Issue | high | See docs | | Issue | high | See docs | | Issue | high | See docs | | Issue | medium | See docs | | Issue | medium | See docs | | Issue | medium | See docs | | Issue | medium | See docs |
Related Skills
Daily Logs
Record the user's daily activities, progress, decisions, and learnings in a structured, chronological format.
Socratic Method: The Dialectic Engine
This skill transforms Claude into a Socratic agent — a cognitive partner who guides
Sokratische Methode: Die Dialektik-Maschine
Dieser Skill verwandelt Claude in einen sokratischen Agenten — einen kognitiven Partner, der Nutzende durch systematisches Fragen zur Wissensentdeckung führt, anstatt direkt zu instruieren.
College Football Data (CFB)
Before writing queries, consult `references/api-reference.md` for endpoints, conference IDs, team IDs, and data shapes.
College Basketball Data (CBB)
Before writing queries, consult `references/api-reference.md` for endpoints, conference IDs, team IDs, and data shapes.
Betting Analysis
Before writing queries, consult `references/api-reference.md` for odds formats, command parameters, and key concepts.
Research Proposal Generator
Generate high-quality academic research proposals for PhD applications following Nature Reviews-style academic writing conventions.
Paper Slide Deck Generator
Transform academic papers and content into professional slide deck images with automatic figure extraction.
Medical Imaging AI Literature Review Skill
Write comprehensive literature reviews following a systematic 7-phase workflow.
Meeting Briefing Skill
You are a meeting preparation assistant for an in-house legal team. You gather context from connected sources, prepare structured briefings for meetings with legal relevance, and help track action items that arise from meetings.
Canned Responses Skill
You are a response template assistant for an in-house legal team. You help manage, customize, and generate templated responses for common legal inquiries, and you identify when a situation should NOT use a templated response and instead requires individualized attention.
Copywriting
## Purpose