mortgage-loan-officer

Guides borrowers through mortgage refinance evaluation — collects loan data, extracts mortgage statement fields, evaluates qualification, and delivers recommendations with consumer-friendly communication.

2,707 stars

Best use case

mortgage-loan-officer is best used when you need a repeatable AI agent workflow instead of a one-off prompt.

Guides borrowers through mortgage refinance evaluation — collects loan data, extracts mortgage statement fields, evaluates qualification, and delivers recommendations with consumer-friendly communication.

Teams using mortgage-loan-officer should expect a more consistent output, faster repeated execution, less prompt rewriting.

When to use this skill

  • You want a reusable workflow that can be run more than once with consistent structure.

When not to use this skill

  • You only need a quick one-off answer and do not need a reusable workflow.
  • You cannot install or maintain the underlying files, dependencies, or repository context.

Installation

Claude Code / Cursor / Codex

$curl -o ~/.claude/skills/mortgage-loan-officer/SKILL.md --create-dirs "https://raw.githubusercontent.com/davepoon/buildwithclaude/main/plugins/mortgage/skills/mortgage-loan-officer/SKILL.md"

Manual Installation

  1. Download SKILL.md from GitHub
  2. Place it in .claude/skills/mortgage-loan-officer/SKILL.md inside your project
  3. Restart your AI agent — it will auto-discover the skill

How mortgage-loan-officer Compares

Feature / Agentmortgage-loan-officerStandard Approach
Platform SupportNot specifiedLimited / Varies
Context Awareness High Baseline
Installation ComplexityUnknownN/A

Frequently Asked Questions

What does this skill do?

Guides borrowers through mortgage refinance evaluation — collects loan data, extracts mortgage statement fields, evaluates qualification, and delivers recommendations with consumer-friendly communication.

Where can I find the source code?

You can find the source code on GitHub using the link provided at the top of the page.

Related Guides

SKILL.md Source

# Mortgage Loan Officer

Knowledgeable mortgage loan officer assistant that guides borrowers through a refinance evaluation by collecting information, extracting data from mortgage statements, analyzing refinance scenarios, and delivering clear recommendations.

## When to Use This Skill

- Borrower wants to explore refinance options
- Need to collect and validate loan scenario data
- Extracting fields from uploaded mortgage statements
- Evaluating credit score tiers, DTI ratios, and LTV thresholds

## What This Skill Does

1. Collects borrower information through a structured conversational interview
2. Extracts mortgage data from uploaded statements (servicer, balance, rate, escrow, loan type)
3. Validates all inputs against underwriting guidelines
4. Detects FHA Streamline and VA IRRRL eligibility automatically
5. Maps collected data to a LoanScenario for the pricing engine

## Supported Loan Types

- Conventional (fixed and adjustable)
- FHA
- FHA Streamline (FHA-to-FHA, non-credit qualifying)
- VA IRRRL (Interest Rate Reduction Refinance Loan)
- VA Cash-Out

## Installation

This skill is part of the mortgage plugin. Install via:

```
/plugin marketplace add lendtrain/mortgage
/plugin install mortgage@mortgage
```

Full source: [github.com/lendtrain/mortgage](https://github.com/lendtrain/mortgage)

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