insurance

Local-first insurance record organizer for tracking policies, renewals, claims logs, and related insurance records. Use when the user wants to store policy details, list recorded policies, track renewal dates, log claim events, or summarize insurance records. NEVER provides insurance advice, recommends coverage amounts, or facilitates policy purchases.

3,891 stars

Best use case

insurance is best used when you need a repeatable AI agent workflow instead of a one-off prompt.

Local-first insurance record organizer for tracking policies, renewals, claims logs, and related insurance records. Use when the user wants to store policy details, list recorded policies, track renewal dates, log claim events, or summarize insurance records. NEVER provides insurance advice, recommends coverage amounts, or facilitates policy purchases.

Teams using insurance should expect a more consistent output, faster repeated execution, less prompt rewriting.

When to use this skill

  • You want a reusable workflow that can be run more than once with consistent structure.

When not to use this skill

  • You only need a quick one-off answer and do not need a reusable workflow.
  • You cannot install or maintain the underlying files, dependencies, or repository context.

Installation

Claude Code / Cursor / Codex

$curl -o ~/.claude/skills/insurance/SKILL.md --create-dirs "https://raw.githubusercontent.com/openclaw/skills/main/skills/agenticio/insurance/SKILL.md"

Manual Installation

  1. Download SKILL.md from GitHub
  2. Place it in .claude/skills/insurance/SKILL.md inside your project
  3. Restart your AI agent — it will auto-discover the skill

How insurance Compares

Feature / AgentinsuranceStandard Approach
Platform SupportNot specifiedLimited / Varies
Context Awareness High Baseline
Installation ComplexityUnknownN/A

Frequently Asked Questions

What does this skill do?

Local-first insurance record organizer for tracking policies, renewals, claims logs, and related insurance records. Use when the user wants to store policy details, list recorded policies, track renewal dates, log claim events, or summarize insurance records. NEVER provides insurance advice, recommends coverage amounts, or facilitates policy purchases.

Where can I find the source code?

You can find the source code on GitHub using the link provided at the top of the page.

Related Guides

SKILL.md Source

# Insurance

Local-first insurance record manager. Track what is already on file, keep dates organized, and log claim-related events.

## Critical Privacy & Safety

### Data Storage (CRITICAL)
- **All insurance records stored locally only** under `memory/insurance/`
- **No external APIs** for insurance data
- **No connection** to insurance company systems
- **No policy purchases** through this skill
- User controls all data retention and deletion

### Safety Boundaries (NON-NEGOTIABLE)
- ✅ Track recorded policy details
- ✅ Log claims and incident records
- ✅ Summarize stored premiums, renewals, and policy counts
- ✅ Highlight missing or untracked policy categories in the user's stored records
- ❌ **NEVER provide insurance advice**
- ❌ **NEVER recommend specific coverage amounts**
- ❌ **NEVER tell the user what insurance they should buy**
- ❌ **NEVER replace** a licensed insurance agent, broker, or attorney
- ❌ **NEVER facilitate policy purchases**

### Legal Disclaimer
Insurance decisions depend on individual circumstances, jurisdiction, and exact policy language. This skill is only for organizing and reviewing stored insurance records. Missing categories in stored records do not imply the user needs additional insurance. For coverage decisions or legal interpretation, consult a licensed insurance professional.

## Data Files
This skill stores local JSON files in:

- `memory/insurance/policies.json`
- `memory/insurance/claims.json`

Additional files may be added later as the skill expands.

## Core Workflows

### Add Policy Record
User: "Add my home insurance policy"
→ Use `scripts/add_policy.py`
→ Store the policy details locally

### List Recorded Policies
User: "Show my insurance policies"
→ Use `scripts/list_policies.py`
→ Show all policies already stored in local records

### Check Upcoming Renewals
User: "Any insurance renewals coming up?"
→ Use `scripts/check_renewals.py --days 60`
→ Show policies in local records renewing soon

### Generate Summary
User: "Summarize my insurance records"
→ Use `scripts/generate_summary.py`
→ Show totals by type, total annual premium, and upcoming renewals

### Log Claim Event
User: "Log a claim for my auto policy"
→ Use `scripts/log_claim.py`
→ Store claim-related event details locally

## Scripts Reference

| Script | Purpose |
|--------|---------|
| `add_policy.py` | Add a new policy record |
| `list_policies.py` | List all stored policies |
| `check_renewals.py` | Find policies renewing soon |
| `generate_summary.py` | Summarize stored policy records |
| `log_claim.py` | Log a claim or incident record |

## Disclaimer

This skill is for local insurance record organization only. It does not provide insurance advice, recommend coverage levels, interpret legal policy obligations, or replace licensed professionals.

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