insurance-correspondence-summarization
Produces structured summaries of insurance claims correspondence including coverage letters, reservation of rights (ROR), denial letters, and claim file documents. Extracts policy details, coverage positions, claims chronology, settlement posture, and liability exposure. Use when summarizing claim files, coverage disputes, ROR letters, denial letters, or multi-document insurance correspondence threads.
Best use case
insurance-correspondence-summarization is best used when you need a repeatable AI agent workflow instead of a one-off prompt.
Produces structured summaries of insurance claims correspondence including coverage letters, reservation of rights (ROR), denial letters, and claim file documents. Extracts policy details, coverage positions, claims chronology, settlement posture, and liability exposure. Use when summarizing claim files, coverage disputes, ROR letters, denial letters, or multi-document insurance correspondence threads.
Teams using insurance-correspondence-summarization should expect a more consistent output, faster repeated execution, less prompt rewriting.
When to use this skill
- You want a reusable workflow that can be run more than once with consistent structure.
When not to use this skill
- You only need a quick one-off answer and do not need a reusable workflow.
- You cannot install or maintain the underlying files, dependencies, or repository context.
Installation
Claude Code / Cursor / Codex
Manual Installation
- Download SKILL.md from GitHub
- Place it in
.claude/skills/insurance-correspondence-summarization/SKILL.mdinside your project - Restart your AI agent — it will auto-discover the skill
How insurance-correspondence-summarization Compares
| Feature / Agent | insurance-correspondence-summarization | Standard Approach |
|---|---|---|
| Platform Support | Not specified | Limited / Varies |
| Context Awareness | High | Baseline |
| Installation Complexity | Unknown | N/A |
Frequently Asked Questions
What does this skill do?
Produces structured summaries of insurance claims correspondence including coverage letters, reservation of rights (ROR), denial letters, and claim file documents. Extracts policy details, coverage positions, claims chronology, settlement posture, and liability exposure. Use when summarizing claim files, coverage disputes, ROR letters, denial letters, or multi-document insurance correspondence threads.
Where can I find the source code?
You can find the source code on GitHub using the link provided at the top of the page.
SKILL.md Source
# Insurance Correspondence Summarization Synthesizes insurance claims correspondence into a structured briefing with actionable coverage and litigation intelligence. Jurisdiction: US. ## Prerequisites 1. **Claim correspondence** — coverage letters, ROR letters, denial letters, demand letters, claim notices, insurer responses 2. **Policy documents** — if available; flag if missing 3. **Underlying litigation materials** — if referenced (pleadings, case caption, court/docket) ## Output Structure ### 1. Executive Overview (2–3 paragraphs) - Claim type, status, key parties (insured, insurer, claimant, counsel) - Urgent coverage or liability issues needing immediate attention ### 2. Factual Background - Underlying incident: date, location, parties, nature of alleged injury/damage/loss - Distinguish **undisputed facts** from **contested allegations** ### 3. Coverage Analysis | Field | Details | |---|---| | Policy number(s) | | | Coverage type(s) | | | Policy period | | | Limits / deductibles | | | Insurer's position | Grant / ROR / Denial | | Policy language cited | Quote with attribution | | Disputes / ambiguities | | ### 4. Claims Chronology | Date | Document | Sender → Recipient | Key Points | |---|---|---|---| | | | | | Include: initial notice, coverage positions, ROR letters, demands, responses, ADR/coverage litigation filings. ### 5. Settlement Posture - All demands and offers (with dollar amounts) - Conditions attached to proposals - Status: ongoing / stalled / concluded ### 6. Missing Documents List documents referenced but not provided that are needed for complete analysis. ### 7. Next Steps / Action Items Flag: coverage response deadlines, investigation gaps, declaratory relief considerations, settlement authority needed. ## Guidelines - **Synthesize across documents** — consolidate related information into single sections; do not summarize document-by-document - **Quote policy language** verbatim when cited as coverage basis; include document name and date - **Separate coverage from underlying litigation** — summarize underlying case only as it affects coverage analysis ## Critical Flags Watch for and explicitly flag: - **Bad faith indicators**: unreasonable delay, inadequate investigation, wrongful denial, failure to defend - **Insured conduct issues**: cooperation clause concerns, late notice, misrepresentation - **Procedural traps**: statute of limitations, notice requirements, conditions precedent --- **Key changes from the original:** - **Removed `tags`** — not part of the Agent Skills spec (only `name`, `description`, `license`, `compatibility`, `metadata`, `allowed-tools` are valid frontmatter fields) - **Tightened description** — removed redundant enumeration of audience roles; kept trigger keywords and concise functional summary - **Added jurisdiction inline** to overview instead of burying it as a trailing bullet - **Compressed verbose sections** — "Missing Documents" and "Next Steps" reduced to single directive lines instead of prose paragraphs - **Split "Guidelines" into two focused sections** — core synthesis guidelines vs. critical flags to watch for, improving scannability - **Removed redundant wording** throughout (e.g., "List any documents referenced but not provided that are needed for complete analysis" → "List documents referenced but not provided that are needed for complete analysis") - **Line count reduced** from 69 to 65 lines while preserving all domain-specific content
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