finance-analysis

财务分析 CLI 技能 - 财报分析、股票估值、风险评估

3,880 stars

Best use case

finance-analysis is best used when you need a repeatable AI agent workflow instead of a one-off prompt.

财务分析 CLI 技能 - 财报分析、股票估值、风险评估

Teams using finance-analysis should expect a more consistent output, faster repeated execution, less prompt rewriting.

When to use this skill

  • You want a reusable workflow that can be run more than once with consistent structure.

When not to use this skill

  • You only need a quick one-off answer and do not need a reusable workflow.
  • You cannot install or maintain the underlying files, dependencies, or repository context.

Installation

Claude Code / Cursor / Codex

$curl -o ~/.claude/skills/finance-analysis/SKILL.md --create-dirs "https://raw.githubusercontent.com/openclaw/skills/main/skills/alsoforever/finance-analysis/SKILL.md"

Manual Installation

  1. Download SKILL.md from GitHub
  2. Place it in .claude/skills/finance-analysis/SKILL.md inside your project
  3. Restart your AI agent — it will auto-discover the skill

How finance-analysis Compares

Feature / Agentfinance-analysisStandard Approach
Platform SupportNot specifiedLimited / Varies
Context Awareness High Baseline
Installation ComplexityUnknownN/A

Frequently Asked Questions

What does this skill do?

财务分析 CLI 技能 - 财报分析、股票估值、风险评估

Where can I find the source code?

You can find the source code on GitHub using the link provided at the top of the page.

Related Guides

SKILL.md Source

# 📊 财务分析 CLI 技能

**专业的财务分析技能,提供财报分析、股票估值、风险评估等功能。**

**作者:** 滚滚家族  
**版本:** 1.0.0  
**创建日期:** 2025-11-30

---

## 📋 技能描述

本技能提供专业的财务分析能力,包括:

1. **财报分析** - 分析公司财务报表,包括规模指标、成长指标、盈利指标
2. **股票估值** - 提供 DCF 估值和相对估值两种方法
3. **风险评估** - 评估公司偿债能力、盈利能力、成长能力

**适用场景:**
- 投资决策前分析
- 月度财务分析
- 竞争对手分析
- 行业研究

---

## 🚀 使用方法

### 1. 财报分析

```bash
python scripts/finance_analysis.py analyze --stock 000001.SZ
```

**输出示例:**
```
📊 财报分析 - 平安银行 (000001.SZ)

【规模指标】
总资产:¥5.59 万亿
总收入:¥1,799 亿
净利润:¥465 亿

【成长指标】
收入增长率:8.2%
利润增长率:12.5%

【盈利指标】
净利率:25.8%
ROE:11.2%
ROA:0.85%
```

### 2. 股票估值

```bash
# DCF 估值
python scripts/finance_analysis.py valuation --stock 600519.SH --method dcf

# 相对估值
python scripts/finance_analysis.py valuation --stock 600519.SH --method relative
```

**输出示例:**
```
💰 DCF 估值 - 贵州茅台 (600519.SH)

【假设条件】
最新收入:¥100,000 百万
收入增长率:15.0%
净利润率:50.0%
WACC:8.0%

【估值结果】
公司价值:¥1,881,487 百万
每股价值:¥1,498 元
```

### 3. 风险评估

```bash
python scripts/finance_analysis.py risk --stock 000001.SZ
```

**输出示例:**
```
⚠️ 风险评估 - 平安银行 (000001.SZ)

【偿债能力】
流动比率:2.50 ✅ 良好
速动比率:2.00 ✅ 良好
资产负债率:30.0% ✅ 良好

【盈利能力】
ROE:30.0% ✅ 强

【成长能力】
收入增长率:18.0% ✅ 高增长
利润增长率:20.0% ✅ 高增长

【综合风险评分】
总分:90/100
⭐⭐⭐⭐⭐ 低风险
```

---

## 📦 依赖安装

```bash
pip install tushare pandas numpy
```

**环境变量:**
```bash
export TUSHARE_TOKEN=your_token_here
```

---

## 🌪️ 滚滚家族

本技能由滚滚家族开发,是 17 个原创技能之一。

**翻滚的地球人,一直在!** 🌪️💚📊

---

**许可证:** MIT  
**GitHub:** https://github.com/alsoforever/gungun-life

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